Family Protection Check

How much would you want available for your family?

Most people don’t know how much money they want available to the people they love if death or a terminal illness changed everything.

That question can feel uncomfortable or daunting.

So this check starts with something more practical: the income your family already uses today. It then adds debts, education and other needs you want considered.

You can also include existing savings and life insurance already available to your family.

How to Use

Start with the current after-tax monthly income your household uses today.

How many years would you want this income to continue?

Include a mortgage, loans, or other amounts you would want paid, reduced, or made easier.

Include an amount you may want available for education.

Include other expenses, gifts, or family support you want considered.

Include savings, investments, or other assets you would want available to your family.

Include employer-provided coverage and personally owned life insurance already in place.

Estimated Protection Amount

The total amount you indicated you may want available for income, debts, education, and other needs.

Savings + Existing Life Insurance

The resources you entered that may already be available to help support your family.

Estimated Protection Gap

The amount remaining after deducting the savings and life insurance you entered.

0% currently covered 100% remaining

Based on the savings and life insurance you entered.

If additional money is needed, you can estimate what life insurance for this amount may cost.

See What This Amount May Cost

Important Disclosures:

This calculator provides a simplified estimate of a possible family protection amount based on the information entered. It is not a financial plan, insurance needs analysis, quote, policy illustration, offer of insurance, or recommendation to buy coverage. The amount shown is a starting point and may not reflect your actual insurance needs, financial situation, existing assets, income sources, liabilities, estate planning goals, tax considerations, or other individual circumstances. Life insurance may be one way to help provide some or all of this amount, but it may not be appropriate for every person or situation. Please consult a licensed insurance professional in your state of residence to discuss your individual situation, available options, and whether life insurance may be appropriate for your needs.